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A big thank you to everyone who's become a fan on Facebook. If you haven't yet, we invite you to join the group . The tips we give out aren't paid for or sponsored in any way. We're extremely grateful to have our loyal readers, because as we've mentioned in the past, our mission is to help people all over the world. However, when you think of Robert J Russell, we hope that you will visit our website first! Visit us online at http://www.robertjrussell.com or by phone at 972-679-9029. Thanks! Technorati : facebook , media , social , tips , website Del.icio.us : facebook , media , social , tips , website Zooomr : facebook , media , social , tips , website Flickr : facebook , media , social , tips , website

Make Sense Out of Projects

It's not easy to admit that it's our own behavior that sets the tone in our home. We are just as responsible for the mess as we are for the good taste in decor. SPRAY PAINT FOR FABRICS We all hate it when mats, lamp shades or throw pillows don't come in the colors we like. Upholstery Fabric Paint by Simply Spray is a non-toxic, non-flammable aerosol spray can that allows you to paint over couches, chairs, pillows, linens, lampshades and more. Eco-friendly and water-based, the paint is an alternative to other harsh-smelling indoor sprays. Another plus is that it remains soft to the touch and is fade resistant. (It won't rub off either.) Cost is $12.99 per can. Details: simplyspray.com. BAD HABITS LEAD TO CLUTTER I know it seems that way, but clutter doesn't just happen. Most of the time, it's the direct result of a few bad habits that you may not realize lead to clutter, according to an article in the June edition of Good Housekeeping. The four habits mentioned a...

CASH for Clunkers

Cash rebates for clunker vehicles were such a smash hit, the government is at it again - this time offering you cash for your worn-out household appliances. The $300-million federal program - administered through the states - will provide consumers with a cash rebate of up to 15% of the cost of each new Energy Star-rated refrigerator, freezer, dishwasher, clothes washer, water heater and room air conditioner. Expect rebates to run from $100 to $250, depending on the cost of the appliance. But wait - there's more. The program also covers central AC/heating systems, providing rebates of up to $1,500 for Energy Star-rated replacement systems plus a federal income tax credit of up to $1,500 on purchases made by the end of this year. Though a few states - Iowa, Kansas, Minnesota and Rhode Island - have jumped the gun and already have the incentives in play, most other states will launch the program later this month. States' shares of the federal program are based on population. Ca...

Tomorrow Real Estate Trends

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Where are the trouble spots in the U.S. ? by Francesca Levy Wednesday, April 28, 2010 provided by In these cities, the housing crisis is expected to worsen. Since the late 1970s casino-rich Atlantic City, N.J., has been a beachfront escape for poker aficionados and Keno-loving retirees from Philadelphia, Northern New Jersey and New York. More from robertjrussell.com : • Real Estate Outlook: Signs of Recovery • Online Radio Show • Join us on Facebook! Today, buying a home in Atlantic City is a gamble. Of 315 cities measured by Local Market Monitor, a Cary, N.C.-based real estate research firm, the Atlantic City metro is expected to experience the largest drop in home value over the next 12 months. A pocket of Northwestern cities where restrictions on building have artificially inflated prices, and smaller metros whose housing markets have benefited from internal migration, join Atlantic City on our list of real estate trouble spots. Like cities in California, Florida, Nevada and Ariz...

Is now a time to sell or to buy or maybe both ?

RISMEDIA, April 1, 2010-The real estate brokerage industry is in the process of coming out of a significant storm that has wreaked havoc on a large percentage of firms. Some have failed, some are hanging on, and yet others are reinventing themselves for the future. Regardless of your company's situation, it's time to assess where you want to be in the next few years and what it's going to take to get there. Doing nothing is simply not an option. For three years, innovation has been stifled due to the fact brokerages have been in "survival mode" and investments in the future, by necessity, have been largely ignored. Unfortunately, the expectation of agents and consumers has never been higher, thus forcing the industry to now start playing catch-up as the market begins to show signs of life. Some brokerages see the next 24-36 months as a time of unprecedented opportunity to reinvent themselves and consolidate market share. Others, due to age or financial limitation...

Health Insurance Reform

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A weekly compilation from Aetna of health care-related developments in Washington, D.C. and state legislatures across the country Week of March 22, 2010 Late in the night Sunday, the House of Representatives helped President Obama deliver what no other President has been able to do -- a significant reform of the nation's health care system. The process is complicated by the fact that the House first had to pass the Senate's version of health care reform, and then pass a package of fixes that the Senate will have to take up separately through a "reconciliation" procedure requiring only a simple majority vote. To help figure out what health care reform will look like if the reconciliation bill is adopted, a number of news organizations are offering their own summaries or guides to the changes, including: The New York Times , USA Today , and the Chicago Tribune . Also, you can read online what the Congressional Budget Office had to say about the bill it estimates will ...

The Ten Strongest Housing Markets in the U.S.

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Here are the top 10 strongest housing markets in the U.S.: 1. Metro: Boulder (Colo.) Share of homes with increasing values: 59.39% Median value: $347,200 Annual change: 2.12% Quarterly change: 3.86% Boulder, about 35 miles northwest of Denver, has had a relatively stable housing market, in part, because it is home to strong employers, including the University of Colorado, as well as a base of affluent residents. The supply of homes is limited in Boulder by the mountains to the west and its tens of thousands of acres of protected open space. 2. Metro: Spartanburg (S.C.) Share of homes with increasing values: 56.81% Median value: $106,900 Annual change: 1.81% Quarterly change: 2.15% Spartanburg, about 75 miles west of Charlotte, is home to the world headquarters of Denny's restaurant chain and three colleges-Converse College, Spartanburg Methodist College, and Wofford College. It has the state's highest per capita college student population. College towns such as Boulder,...