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Showing posts with the label insurance

Health Insurance Reform

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A weekly compilation from Aetna of health care-related developments in Washington, D.C. and state legislatures across the country Week of March 22, 2010 Late in the night Sunday, the House of Representatives helped President Obama deliver what no other President has been able to do -- a significant reform of the nation's health care system. The process is complicated by the fact that the House first had to pass the Senate's version of health care reform, and then pass a package of fixes that the Senate will have to take up separately through a "reconciliation" procedure requiring only a simple majority vote. To help figure out what health care reform will look like if the reconciliation bill is adopted, a number of news organizations are offering their own summaries or guides to the changes, including: The New York Times , USA Today , and the Chicago Tribune . Also, you can read online what the Congressional Budget Office had to say about the bill it estimates will ...

Government health insurance option appears doomed

WASHINGTON - Senior House Democrats have largely abandoned hopes of including a government-run insurance option in the final compromise health care bill taking shape, according to several officials, and are pushing for other measures to rein in private insurers. House Speaker Nancy Pelosi and other senior Democrats told President Barack Obama in recent meetings they want the legislation to strip the insurance industry of a long-standing exemption from federal antitrust laws , officials said. That provision is in the House-passed measure, but was omitted from the bill that the Senate passed on Christmas Eve. They also want the final measure to include a House-passed proposal for a nationwide insurance exchange , to be regulated by the federal government, where consumers could shop for private coverage. The Senate bill calls for a state-based system of exchanges. Additionally, House Democrats want to require insurers to spend a minimum amount of premium income on benefits, thereby li...

Avoid Home Damage from Frozen Pipes

Texas Department of Insurance AUSTIN - Texas weather can change quickly, especially in the winter. A fast-moving cold front can cause temperatures to drop below freezing within hours. Outdoor pipes, pipes in unheated areas, and pipes that run along uninsulated exterior walls can burst if the water in them freezes and expands. This can shatter pipe seals or the pipes themselves, sending water pouring through your house. You can avoid thousands of dollars of damage to your walls, ceilings, carpets, and furniture by taking a few simple measures to protect your home. Before the Freeze · Protect faucets, outdoor pipes, and exposed pipes in unheated areas by wrapping them with rags, newspaper, trash bags, or plastic foam. · Insulate your outdoor water meter box and be sure its lid is on tight. · Cover any vents around your home's foundation. · Drain and store water hoses indoors. · Protect outdoor electrical pumps. · Drain swimming pool circulation systems or keep the pump motor running...

Obama: Health insurance mandate no tax increase

WASHINGTON - President Barack Obama says requiring people to get health insurance and fining them if they don't would not amount to a backhanded tax increase. "I absolutely reject that notion," the president said. Blanketing most of the Sunday TV news shows, Obama defended his proposed health care overhaul, including a key point of the various health care bills on Capitol Hill: mandating that people get health insurance to share the cost burden fairly among all. Those who failed to get coverage would face financial penalties. Obama said other elements of the plan would make insurance affordable for people, from a new comparison-shopping "exchange" to tax credits . Telling people to get health insurance is absolutely not a tax increase, Obama told ABC's "This Week." "What it's saying is, is that we're not going to have other people carrying your burdens for you anymore," said Obama. "Right now everybody in America, just...

The Best & Coolest Real Estate Sites I have ever seen!

I am amazed at how advanced websites have become that are designed to help you find just about anything! Here are some of my favorite sites! Enjoy! http://www.hoodeo.com "As The Neighborhood Matchmaker, hoodeo learns about you - your hoodeo profile - then matches you to your top 10 'best places to live' by zip code. You are matched based on lifestyle, property type, and the price you are looking for." Hoodeo.com http://www.homescape.com "Homescape provides local, comprehensive property listings and rich content to home buyers and sellers nationwide, while delivering a suite of advertising solutions that offer choice and results that enable real estate professionals to grow their business." Homescape.com http://www.beatyouthere.com "We are a real estate search engine that provides you with the most accurate listings and information possible so that you can make an educated decision based on your search." BeatYourThere.com http;//www.insurancepriced...

Obama: Time for 'bickering' is over on health care

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Obama: Time for 'bickering' is over on health care AP - President Barack Obama addresses a joint session of Congress on healthcare at the U.S. Capitol in Washington, … By DAVID ESPO, AP Special Correspondent David Espo, Ap Special Correspondent WASHINGTON - Shaking off a summer of setbacks, President Barack Obama summoned Congress to enact sweeping health care legislation Wednesday night, declaring the "time for bickering is over" and the moment has arrived to protect millions who have unreliable insurance or no coverage at all. Obama said the changes he wants would cost about $900 billion over decade, "less than we have spent on the Iraq and Afghanistan wars, and less than the tax cuts for the wealthiest few Americans" passed during the Bush administration . In a televised speech to a joint session of Congress, Obama spoke in favor of a provision for the federal government to sell insurance in competition with private industry. But in a remark certain t...

Seniors dipping into Life Insurance

RISMEDIA, September 2, 2009-(MCT)-Seniors battered by the tough economy are selling their life insurance policies to replenish their retirement nest eggs. Unlike younger investors, older adults may not have the time to wait for the market to recover all of their losses, so they're turning to this previously overlooked asset to see whether they should sell it and use the money to pay medical bills or other expenses. Seniors sold life insurance policies with a face value of $11.8 billion last year, almost double the value of policies sold just two years earlier, according to the U.S. Senate's special committee on aging, which recently held a hearing on such transactions. A "life settlement," as a sale is called, may be an attractive option for seniors who determine they no longer need their life insurance policy, said Doug Head, executive director of the Life Insurance Settlement Association, an industry group. Policyholders typically sell their insurance through li...

Who Likes Freebies

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For Free Stuff - here is a list just for you also check out http://www.insurancepricedright.com & http://www.robertjrussell.com More from InsurancePricedRight.com • Health Insurance • Prescriptions, Rx Cards, • Life Insurance 1. Free Video Games If you're looking for games for the kids -- or an excuse to act like a kid yourself -- head to Kongregate.com, Popcap.com, Pogo.com and OnlineFlashGames.org for thousands of free online and downloadable games of all types. For educational or just-for-fun games suited to young kids, check out PBSkids.org, DiscoveryKids.com, NickJr.com and Scholastic.com/kids . 2. Free Birthday Goodies A slew of businesses will give you prime freebies on your birthday that almost make getting older worth it. For instance, anyone can get free admission to Disneyland or Disney World parks in 2009. Join the birthday club at Toys R Us and your child (younger than 10) will get a free toy or gift card every year. If you sign up in advance to join the club...