DFW Relocation

Do you ever wonder if you are making the right decisions about health Insurance ? Here are some things to consider: If you are a business owner, self-employed or an employee of a company that is not offering medical coverage though your employer, you may have to undertake the frustrating, daunting and time consuming task of purchasing health insurance on your own. If this is the case, there are certain things that you can do become an informed consumer so you can ensure that you are purchasing the type of health insurance coverage you really need at a price you can afford. When you purchase a health insurance plan, it is important that you balance four important variables : wants, needs, risk and cost , before you spend your money. Although you may "want" a health plan that offers you 100% coverage and a $5 Copay for prescription medications, you may not "need" this type of health plan if you are healthy, take no medications and do not have any significant heal...

A weekly compilation from Aetna of health care-related developments in Washington, D.C. and state legislatures across the country Week of June 8, 2009 President Obama once again jumped into the Congressional health care reform process last week when he met with key Senators on health care and then sent Senators Kennedy and Baucus a letter outlining his priorities for health care reform. In the letter, the President says he is open to an individual coverage requirement, as long as the poor are excluded from the mandate. His position is very similar to that adopted by Aetna several years ago. But if some were energized by the letter, others were disappointed. President Obama calls for any reform package to include a public health insurance option alongside private plans, an idea that many Republicans strongly oppose. Based on the response of some to the letter last week, the process this summer (see below) could become a contentious one. The President has asked the House and Senate to fi...

Barack Obama will soon send Hillary Clinton packing back to the Senate. Once she's gone, he needs to borrow one of the key tenets of her health care plan. She's right about health insurance: It needs to be mandatory. The Massachusetts Remedy That's not just a Democratic idea. Mitt Romney came to the same conclusion. As governor of Massachusetts, he implemented one of the most innovative state-level health care reforms. A key piece of that reform is mandatory health coverage. Obviously, many people can't afford health insurance -- that's the reason they don't have it in the first place. But Romney's plan in Massachusetts provided government subsidies to make insurance more affordable for low-income residents. Any sensible program at the federal level would do the same. That would leave no excuses: Everyone would have to have some kind of health insurance -- through an employer, through Medicaid or Medicare, or through some other approved plan. In the Massachu...