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Showing posts from September, 2009

Total Number of Home Listings Down in August

RISMEDIA, September 24, 2009-The number of homes for sale declined nearly 3% in August 2009, compared to July, and is down more than 23% compared to a year ago,

Short Sales Spread across Real Estate Market, Leaving Frustration in Their Wake

RISMEDIA, September 26, 2009-(MCT)-A few years ago, few people in the housing market had ever heard of a short sale. Mention the term today and people, whether they are homeowners or real estate agents, just roll their eyes.The practice, which involves selling a property for less than the amount owed on the mortgage, has grown in popularity as an exit strategy for financially strapped homeowners because it doesn't ding a credit report as deeply as a foreclosure. But because the transactions have to be approved by first and second lien holders,

Another Terror Related Threat hits Dallas and other Cities

An extended period of relatively little news about domestic terrorist threats was shattered this week. A spate of arrests and reports of fearsome plots have Americans back on edge and struggling to make sense of the suspects and continuous headlines. Below, the recent developments: -- Last week authorities raided several New York City properties in connection with the arrest of Najibullah Zazi, a legal immigrant from Afghanistan living in Denver who authorities said Friday is believed to have been plotting an attack on the New York City subway system on Sept. 11 similar to the 2004 attacks in Madrid . The AP reported that Zazi criss-crossed the globe hunting for materials to make hydrogen peroxide bombs for al-Qaida , enlisting associates equipped with stolen credit cards to help him purchase massive quantities of hydrogen peroxide, acetone (the main component in nail polish remover ) and a component to make the compound called TATP, the main explosive used in the London terror bom...

Overworked is your middle name

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In these troubled times, a man must do everything he can to keep his job lest he end up just another depressing statistic/exemplary member of a vibrant homeless community. Given how high the stakes are (trash as clothing is so 2001), it can be tempting to work your face off an effort to stay at the top of your boss's do-not-fire list. When you wake up under your desk at 3 AM covered in highlighter fluid, though, it's time to reassess your priorities; things have taken a bad turn. Sound familiar? Check our checklist to find out if it's time for a vacation. You dream about your boss. You know the dream. The one where you're in the shower, and suddenly your boss shows up and demands a rewrite of the report you submitted weeks ago. You flip out and reach for the nearest towel, but he (or, if you're lucky, she) takes no notice of the awkwardness of the situation and instead berates you for not using Times New Roman (Ed Note: Obey). Unless this dream turns into a hot fan...

5 Projects, Plus Proven Strategies from a Professional Organizer

It happens to the best of us. We're so busy with our summer events and daily to-do lists that things get a little out of place and out of hand. Before you know it, summer's over-and the unresolved clutter from one season starts spilling over into the next. Preventing this problem is easier said than done. Being organized takes time and energy. And if you haven't done it in a while, it can leave you wondering where you should start and how to get through it. That's where the advice from a professional comes in. So to help you tackle even the toughest organizational challenges, we interviewed Allison Carter, Chief Executive Organizer and owner of The Professional Organizer, a company that trains and licenses organizers and is dedicated to helping people get organized. What Should You Do Right Now-Before Summer Ends? Allison Carter explained that this time of year is crucial to maintaining an organized, clutter-free home heading into the next season. "Before winter, t...

Do you want income or wealth ?

Income Creation Vs. Wealth Creation Whatever their reasons, the simple fact is that people in the job track will never create true wealth because they are copycatting an income creation system, which is based on linear growth, as opposed to a wealth creation system, which is based on leveraged growth. People copycatting the income creation system are locked into a time-for-money trap. They trade a unit of their time for a unit of dollars. With income creation, 10 hours of work, equals 10 hours of pay. Unfortunately, most of the time, income creation is an endless treadmill. If you don't do the work, you don't get paid. If the treadmill stops, the income stops. People following the income creation system become slaves to temporary income, and they are accidents waiting to happen. If they fall victim to illness, or injury, or long layoffs, or burnout, they are income-less. Those brave souls who have broken away from the ranks, who have realized that there are other systems out...

Are you making money online ?

How To Build An Online Income If you are serious about making some extra money, or you want a bonafide income online then there are a few places that you can start. The thing about the affiliate marketing route is that it is often the most talked about as it can be simple to do. Key Words The thing that always bugged me about affiliate marketing is the fact that no matter how fast you can write or how good a writer you are, the fact remains that if you can't get your head around learning to find great, low competition keywords, then you've almost lost before you start. If you can't formulate a decent keyword strategy the you probably won't get any traffic. If you have no traffic then forget any income and so the story goes. If you can somehow get the best keywords and then write well, there is still the little matter of building links. If your keyword article is great but it has no links then it is possible that some other smarter webmaster may decide to cut in on your ...

Free DFW Apartments - Find Your Next Apartment Here!

Free DFW Apartments - Find Your Next Apartment Here! Shared via AddThis

Obama: Health insurance mandate no tax increase

WASHINGTON - President Barack Obama says requiring people to get health insurance and fining them if they don't would not amount to a backhanded tax increase. "I absolutely reject that notion," the president said. Blanketing most of the Sunday TV news shows, Obama defended his proposed health care overhaul, including a key point of the various health care bills on Capitol Hill: mandating that people get health insurance to share the cost burden fairly among all. Those who failed to get coverage would face financial penalties. Obama said other elements of the plan would make insurance affordable for people, from a new comparison-shopping "exchange" to tax credits . Telling people to get health insurance is absolutely not a tax increase, Obama told ABC's "This Week." "What it's saying is, is that we're not going to have other people carrying your burdens for you anymore," said Obama. "Right now everybody in America, just...

Check our Texas Listings - Click on the picture to see more info & pictures

Check our Texas Listings - Click on the picture to see more info & pictures Shared via AddThis

Texas Insurance, Free Online quotes, Fast and Easy, Online Applications, Many A+ Rated Insurance Companies,

Texas Insurance, Free Online quotes, Fast and Easy, Online Applications, Many A+ Rated Insurance Companies, Shared via AddThis

Coaching for Profit

No matter whether you are an individual or a large corporate body, you will always strive to make profit by boosting your sales. No business can do without profit as profit proves to be the most important motivational factor for any individual and business. Today we discuss more on coaching for profit. In fact to put it bluntly, if the company does not make a profit, then everyone is out of a job. Coaching for profit refers to methods and techniques imparted by a coach to people as to how they can earn rich rewards for the efforts that they have put into the business. Coaching is necessary to understand how to maximize the use of various resources in an organization to optimize output. Coaching covers every aspect of the organization from production to the marketing of the products and to their sales. Business requires employing the right kind of marketing mix whereby the best combination of factors like product, price, place and promotion are can all be derived. Every employee of the ...

The Best & Coolest Real Estate Sites I have ever seen!

I am amazed at how advanced websites have become that are designed to help you find just about anything! Here are some of my favorite sites! Enjoy! http://www.hoodeo.com "As The Neighborhood Matchmaker, hoodeo learns about you - your hoodeo profile - then matches you to your top 10 'best places to live' by zip code. You are matched based on lifestyle, property type, and the price you are looking for." Hoodeo.com http://www.homescape.com "Homescape provides local, comprehensive property listings and rich content to home buyers and sellers nationwide, while delivering a suite of advertising solutions that offer choice and results that enable real estate professionals to grow their business." Homescape.com http://www.beatyouthere.com "We are a real estate search engine that provides you with the most accurate listings and information possible so that you can make an educated decision based on your search." BeatYourThere.com http;//www.insurancepriced...

Obama: Time for 'bickering' is over on health care

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Obama: Time for 'bickering' is over on health care AP - President Barack Obama addresses a joint session of Congress on healthcare at the U.S. Capitol in Washington, … By DAVID ESPO, AP Special Correspondent David Espo, Ap Special Correspondent WASHINGTON - Shaking off a summer of setbacks, President Barack Obama summoned Congress to enact sweeping health care legislation Wednesday night, declaring the "time for bickering is over" and the moment has arrived to protect millions who have unreliable insurance or no coverage at all. Obama said the changes he wants would cost about $900 billion over decade, "less than we have spent on the Iraq and Afghanistan wars, and less than the tax cuts for the wealthiest few Americans" passed during the Bush administration . In a televised speech to a joint session of Congress, Obama spoke in favor of a provision for the federal government to sell insurance in competition with private industry. But in a remark certain t...

Seniors dipping into Life Insurance

RISMEDIA, September 2, 2009-(MCT)-Seniors battered by the tough economy are selling their life insurance policies to replenish their retirement nest eggs. Unlike younger investors, older adults may not have the time to wait for the market to recover all of their losses, so they're turning to this previously overlooked asset to see whether they should sell it and use the money to pay medical bills or other expenses. Seniors sold life insurance policies with a face value of $11.8 billion last year, almost double the value of policies sold just two years earlier, according to the U.S. Senate's special committee on aging, which recently held a hearing on such transactions. A "life settlement," as a sale is called, may be an attractive option for seniors who determine they no longer need their life insurance policy, said Doug Head, executive director of the Life Insurance Settlement Association, an industry group. Policyholders typically sell their insurance through li...

Who Likes Freebies

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For Free Stuff - here is a list just for you also check out http://www.insurancepricedright.com & http://www.robertjrussell.com More from InsurancePricedRight.com • Health Insurance • Prescriptions, Rx Cards, • Life Insurance 1. Free Video Games If you're looking for games for the kids -- or an excuse to act like a kid yourself -- head to Kongregate.com, Popcap.com, Pogo.com and OnlineFlashGames.org for thousands of free online and downloadable games of all types. For educational or just-for-fun games suited to young kids, check out PBSkids.org, DiscoveryKids.com, NickJr.com and Scholastic.com/kids . 2. Free Birthday Goodies A slew of businesses will give you prime freebies on your birthday that almost make getting older worth it. For instance, anyone can get free admission to Disneyland or Disney World parks in 2009. Join the birthday club at Toys R Us and your child (younger than 10) will get a free toy or gift card every year. If you sign up in advance to join the club...

Your Invited to Join our Group

Come join our Dallas Networking Group - http://groups.to/networkingindallastexas This group is for Networking with like minded Business People in the Dallas - Fort Worth Metro Area. We are looking for one person from each occupation to join. If you request to join this group and you do not include your occupation then we can not add you to the Group. Thank you and let's Network! Sponsored by: http://www.robertjrussell.com Technorati : Business , Dallas , Networking , RobertJRussell Del.icio.us : Business , Dallas , Networking , RobertJRussell Zooomr : Business , Dallas , Networking , RobertJRussell Flickr : Business , Dallas , Networking , RobertJRussell

Who do you follow on Twitter ?

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Fact: As of Sept. 3, 2009 - we have the Largest Follower group in the Dallas - Fort Worth Area. Come be a part of this and follow us http://twitter.com/robertjrussell Technorati : follower , insurance , real estate , robertjrussell Del.icio.us : follower , insurance , real estate , robertjrussell Zooomr : follower , insurance , real estate , robertjrussell Flickr : follower , insurance , real estate , robertjrussell