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Showing posts from August, 2009

Tiny Degree - Big Bucks

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Education pays. Not only will you earn more, you'll also be less vulnerable to rising unemployment. And you don't need a Bachelor's or Master's Degree to up your ante. According to BLS , in 2008, workers over 25 with a 2-year Associate's Degree earned, on average, $736 a week. Compare that to high school graduates, who made just $591. The unemployment rate for this group is also 2% higher - a very significant gap when it comes to unemployment figures. A 2-year degree - either online or on site - will put you on your way to a rewarding career as one of the following: Inside Sales Consultant Inside Sales Consultants work to maximize the sales and increase customer retention for large companies whose business is driven by independent agents. ISCs build and maintain productive relationships with agencies, find ways to maximize participation in incentives programs, coordinate education of agents on products, technology and market dynamics. They analyze regional trends, s...

Questions and Answer - Is the customer always right ?

Question: Hello everyone! Recently I experienced a customer that for the first time in my, well lets just say MANY years of sales, that I honestly have an opportunity in seeing this particular client as being "right"! We all know the rules! 1) The customer is ALWAYS right. 2) When the cutomer is wrong, see rule 1. Well folks, IS a customer EVER wrong? I look at problems as opportunites, so I've never had an issue with this before. First time for everything I guess! I would like to know if anyone else has questioned this rule, what makes an exception (IF there is one) and how they handled it and themselves! Thank you! Answer: My father owned a plumbing supply house with a showroom for the public. He worked with contractors. Plumbing contractors and builder had the opportunity to send their clients to him and he would up sell their jobs for them. This was my first job. I was 14 at the time and worked there until I was 18. I do think most of those who read my posts and for...

Know the Signs that your Home is about to Lose Value

Despite signs that the real estate market is bottoming out, millions of homeowners are likely to find themselves in worse shape within the next two years. Nearly half of the nation's 52 million mortgage borrowers will have negative equity by the end of the first quarter of 2011, up from the 14 million at the end of this year's first quarter, according to estimates in an Aug. 5 report by Deutsche Bank. With so many borrowers underwater - or owing more on their home than it's worth - the risk is high that they'll default and their homes will go into foreclosure, says Mark Zandi, the chief economist at Moody's Economy.com. (Moody's Economy.com estimates that 17.5 million mortgage borrowers will be underwater by early 2010.) Negative equity is the product of several factors. The most significant weight is the broad and persistent decline in home values. A Zillow.com index of home values fell 12.1% year-over-year during the second quarter, resulting in a total drop o...

Selling a Home: A Recipe for Success

If you've recently listed your home for sale , you should already have painted, cleared clutter from indoors and outdoors, and replaced any broken items that could detract from its appearance and value. So if the phone rings and your realtor needs to show the home today, you think you're ready to go. But you need to stay organized and pay attention to detail in order to give your home every possible advantage of selling in this buyer's market. Everyday Organizing and Last Minute Primping It's not easy to live in a house that can be shown at a moment's notice. Things will go much smoother for a last minute showing if you and your family are in the habit of making their beds everyday, picking up dirty clothes and toys and wiping down the shower. But if some things got out of order, go through the house right before the showing tossing items into a laundry bin that you can pop into the trunk of your car. Strive to keep your countertops and table tops free from mail, ne...

Your Guide to a Water Workout!

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Go Swimming! Visit our website There are two types of people, those who exercise on a regular basis and those who don't do it nearly enough. Regardless of the category you fit into, swimming is an exercise that can benefit everyone. So, grab your swimsuits and head for the water. We're going swimming! Thanks to the success of Michael Phelps and the members of the United States swim team at last year's Olympics in Beijing, the popularity of swimming is at an all-time high. From their domination throughout the events to their incredible physiques, US swimmers have created a stir, inspiring many of us to hit the pool. We thought it only fitting that we chime in with some tips to get you started. Why Swim? Swimming is primarily an outdoor activity, something that all of us can use a little more of. There's something rejuvenating about enjoying a little sunshine and fresh air while exercising your body. The bonus is that once your workout is finished you're already at th...

Free Advertising Worldwide Group

This group was created for any members who are interested in receiving free advertising for their business. We welcome and encourage you to advertise on the Wall any website that you can. We will not allow any sites that are not suitable for children to see - if you post something that is offensive you will be banned from this group. Post any websites in the LINKS section! Thanks for your time and hopefully you find my methods as useful as I have. Share this group with everyone: http://groups.to/freeadvertisingwor ldwidegroup Group Owner - Robert J Russell - http://www.robertjrussell.com 972-679-9029 Technorati : advertising , facebook , real estate , worldwide Del.icio.us : advertising , facebook , real estate , worldwide Zooomr : advertising , facebook , real estate , worldwide Flickr : advertising , facebook , real estate , worldwide

Top Real Estate Websites

Homes for sale, rent, search, valuations, historical & comparable sales, local market information, and much more.. http://base.google.com/base/help/re alestate.html "Over 56% of all Internet searches on "real estate" and related terms are conducted on Google and our partner sites, and the majority of those searchers are actively looking for listings or referrals to brokers and agents. You can make sure that they can find your listings by submitting them to Google Base" Google.com http://realestate.yahoo.com "Search homes for sale, find home values, research housing markets, get a home loan, read expert real estate advice & more!" Yahoo.com http://www.zillow.com "Zillow is an online real estate service dedicated to helping you get an edge in real estate by providing you with valuable tools and information." Zillow.com http://www.trulia.com "Trulia is a real estate search engine that helps you find homes for sale and provides real esta...

How to keep your money if you make over 100,000

If You Make Over $100,000 How Can You Keep Your Money? The argument can be heard all the time. The IRS and the government tax everybody else and collect more money from the poor than they do from the rich. The rich are forever applying tax loopholes so that they do not have to pay any taxes. They are getting away with criminal practice! Over the years, the system has been abused. Tax professionals can indeed determine loopholes to let people pay minimal taxes. Only people earning more than $100,000 yearly can afford them, however. There's a difference between taking advantage of a loophole and acting illegally. If you want to pay less taxes while keeping the IRS away or staying out of jail, there are various steps you must avoid and various steps you can do. A great idea is to try to reduce your exposure as much as possible. Nearly 60% of the taxes are paid by people who are making more than $100,000 yearly. This is where the IRS exerts a considerable amount of effort. In correlati...

Facebook, Twitter, Robert J Russell Social Networking

I wanted to share just a little Trivia for you. FACTS on FACEBOOK : More than 250 million active users More than 120 million users log on to Facebook at least once each day More than two-thirds of Facebook users are outside of college The fastest growing demographic is those 35 years old and older Social Media could replace email one day Facts on Twitter : Twitter has approx 2 million users right now Twitter will allow you to post TWEETS via your telephone - simply call a number, and your message is converted to Text and posted on your Twitter page. So - why not start your own Social Media ? Crazy ? I don't think so.... Here is what mine looks like - Sign up and see what you can do! http://robertjrussellsocialnetwork.ning.com Technorati : Facebook , FriendFeed , Network , Twitter Del.icio.us : Facebook , FriendFeed , Network , Twitter Zooomr : Facebook , FriendFeed , Network , Twitter Flickr : Facebook , FriendFeed , Network , Twitter

Add me to Twitter!

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So your thinking of logging into Twitter huh ? Now you can get the latest TWITTER UPDATES from Robert J Russell , REALTOR, International Real Estate Specialist, Insurance Broker and Well Known Public Speaker. Simply visit http://twitter.com/robertjrussell - You'll be glad you did! Technorati : Add , follow , follow me , robertjrussell , twitter Del.icio.us : Add , follow , follow me , robertjrussell , twitter Zooomr : Add , follow , follow me , robertjrussell , twitter Flickr : Add , follow , follow me , robertjrussell , twitter

How do you rank in the Search Engines ?

Google and other Big Search Engines use for years a smart method for content backlink calculation, in fact an undercover algorhitm for giving specific positions for the web sites in search results, determined by the quality of results, where the main point is the quality of the backlink resources. A good news is as today you don`t need to be a SEO expert to obtain good results in search engines. Only you have to know what and how you have to do, to obtain a large exposure in search engines, to bring as fast possible visitors and sales on your web site or blog. PPC, AdWords or any other method of paid advertising is a quick way to get traffic, but there are some risk factors; you have to know SEO techniques to choose the right keywords and advertising text, but even you know how to do that, you have not guarantee of your results. You have nor one control in your traffic campaigns and anytime your ROI balance may fall. The verified and guaranteed method to get stable a targeted organic t...

Don't Leave Home Without This!

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Subjects to Address with Your Undergrad-To-Be Do you need Student Insurance ? Click Here for FREE Quote! The college fall semester is right around the corner and for most incoming freshmen it will serve as a maiden voyage for living away from mom and dad. If you're a parent who's facing this situation, here are five topics that are a must to discuss with your undergrad-to-be. The pre-college to-do list is daunting to say the least. From setting up financial aid to securing a place for your child to live, getting ready for college is a process that takes many months to execute. As a result, there are several very important topics that many parents never get around to discussing with their child. We suggest using the next few weeks to catch up on these conversations, establishing a line of communication that will benefit all concerned. Study Habits and Grades Most sources state between 20 and 25 percent of all college freshmen will drop out before their sophomore year. Furthermor...

What Does the Internet Say About You?

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Simple Steps to Improve Your Online Personal Info Before Potential Employers See It Visit my website! Your online persona is a lot like your credit score. It's already out there whether you check it or not. And other people-important people who make decisions about your future-can review it at any time. The similarities don't end there. Like your credit score, you can review your online persona and work to improve it…so when people like potential employers look at it, they'll see what you want them to see. And, trust us, they will look at it. They're not necessarily looking for negative news or skeletons in your closet. In most cases, managers and human resource employees do Internet searches on their top pool of candidates to confirm credentials and determine why each person would be a good candidate for the position. Just because they're not looking for dirt, though, doesn't mean they'll ignore it if they find it. The fact is, a negative online persona can...

Tangled in the World Wide Web? Avoid 2 Serious Online Mistakes

Reprint from: http://www.AgentsSalesJournal.com August 2009 - Prospecting Corner Written by Marilee Driscoll Would you allow someone else to control the lease on your office space, your business phone number, or the renewal of your insurance license? Of course not! Being a business owner means having the responsibility to control and deploy assets that are important to your practice. And these days, your email addresses and Web site domains can be just as important to your business as a phone line. The way that you have purchased or leased these online assets may leave you vulnerable to a variety of avoidable risks. While setting up your online presence, make sure you are prepared for any later issues by avoiding two serious mistakes when it comes to establishing your Web address, your page design, and more. Mistake #1: Not owning your domain The most important thing you can do is to control your destiny by owning your domain name. The domain name is the part of a URL (uniform resour...