Posts

Showing posts from May, 2009

Twitter: What Does the Future Hold ?

Twitter: What Does the Future Hold? There was an interesting article in the Wall Street Journal yesterday about Twitter , the darling of the social media world, and the future of the site. Here's a link to the full article, "Twitter Trips on Its Rapid Growth" - I recommend you read it. No, the article was not a doomsayer, predicting a failing. But it did raise the question of what lies ahead in Twitter's future in terms of their ability to mange growth and their business model. Twitter is a business . And like any company it has a business model...well, sort of. Like so many start-ups it may be more concept and visionary that a real model The problem for Twitter, and one which the owners/founders must wrestle with in the near term, is financial. Like many start-ups, especially on-line, Twitter has had amazing growth in its first years of existence. I don't know how it compares to some of the other on-line businesses that has sprouted up, but with about 32 million...

Texas Wineries & Vineyards

TEXAS VINEYARDS & WINERIES Believe it or not, Texas is home to 26 wineries and a wealth of independent grape growers. In 1996, the state's vineyards produced over one million gallons of wine, making Texas the fifth-largest wine producer in the nation after California, New York, Washington, and Oregon. The rough and tumble state has become giddy with talk of full, woodsy bouquets; crisp, floral notes, and the virtues of a particular varietal is relatively new. What's not new, surprisingly, is the Texas wine industry itself. ALAMOSA WINE CELLARS 677 CR 430 Bend, TX 76824 San Saba County Phone 915-628-3313 Email~karen@alamosawinecellars.com Website~ http://www.alamosawinecellars.com/ -------------------------------------------------------------------------------- BECKER VINEYARDS P.O. Box 393 Stonewall, TX 78671 Gillespie County Phone 830-644-2681 Email~beckervyds@fbg.net Website~ http://www.beckervineyards.com/ --------------------------------------------------------------...

Increasing Seller's Property Value

Understand first of all that there IS a difference between price and value. Price is the amount you are asking for the property. Value is buyer perceived, and this perception of value is influenced by many factors such as location, features, condition, comparison to other purchase option, etc. By attending to details that can have a positive impact on the value, sellers can significantly increase their chance of attracting qualified buyers willing to pay the asking price. Some tips to achieve a positive impact on value are: Perceived size impacts value, even more so than actual square footage. Open floor plans make a room feel bigger than larger spaces with smaller rooms. Showing property that is furniture free, or at reduced clutter, helps to make the space feel bigger. Vacancy increases sale-ability. Property is easier to show and easier to sell, and quicker to take possession of when it is vacant at the time it is offered for sale. Evidence of problems to take possession of the pro...

Is Social Media going to replace Emails ?

Some people are predicting that Social Media will soon replace emails.....here is a list of Social Media Websites to check out..... To learn more about some of the most popular networks that are part of the Internet's second generation, read the blurbs below and then visit these sites. You'll find some easier to use and understand than others, but as you browse, ask yourself: How could our agency benefit by using this network? • Facebook ( www.facebook.com ): A free online social media network created by Mark Zuckerberg in 2004 while he was at Harvard University. Named for the paper booklets that colleges distribute with names and photos of students, Facebook spread to other universities and now has 150 million subscribers worldwide. • LinkedIn ( www.linkedin.com ): A network of 33 million professionals from around the world, representing 170 industries and 200 countries. Launched by five partners in 2003, the network exists to "find, be introduced to and collaborate wit...

Even the Smartest Ones Lose Their Homes

Image
Posted from Inman News Monday, May 18, 2009, by Dakota First, Edmund Andrews, an economics reporter for the New York Times (who makes $120,000 a year), falls in love, and then he buys a $460,000 house in Silver Spring, Maryland, and then he takes out two mortgages (a primary mortgage of $333,700 and a "piggyback" loan for $80,300). Here's how his broker convinces him not to worry about the loans: "'Don't worry," Bob reassured me, saying what almost everybody else in real estate was saying at that moment. "The value of your house will be higher in five years. You'll be able to refinance.'" And then the credit card debt starts piling up, and then his wife gets laid off, and then they default on their mortgage, but JPMorgan Chase is so busy dealing with the mess of the housing market that the bank is too busy to foreclose on his home. Wondering how he, an economics writer, failed to understand what he was doing (well, he knew he was gambl...

Short Sale hurts your Credit

Short sale hurts your credit Choosing a short sale over foreclosure is difficult. Both take a bite out of your credit rating. But one is easier to recover from. NEW YORK (Money Magazine) -- Q. We have to relocate because of my husband's job. Our home value has fallen nearly $100,000. We would like to get rid of it, but we don't want to go into foreclosure. Someone mentioned a short sale . What impact would that have on our credit rating? Gerri Willis , Money magazine contributing writer and host of CNN's "Your Bottom Line," says: A. A short sale , in which you negotiate with the bank to sell your home for less than you owe on your mortgage, will have a dramatically negative affect on your credit. A consumer who has been through a short sale could see a drop in her credit score of up to 200 points, essentially the same decrease as if the homeowner had gone into foreclosure, says John Ulzheimer, president of consumer education for Credit.com. And like a foreclosure...

Understanding your HomeOwners Insurance Contract

Do you understand your Insurance Contract ? So you just sold a house and your client ask about who to get homeowners insurance with, what do you tell them ? When your insurer gives you the policy document, generally, all you do is glance over the decorated words in the policy and pile it up with the other bunch of financial papers on your desk, right? If you spend thousands of dollars each year on insurance, don't you think that you should know all about it? Your insurance advisor is always there for you to help you understand the tricky terms in the insurance forms, but you should also know for yourself what your contract says. In this article, we'll make reading your insurance contract easy. Read on to take a look at the basic principles of insurance contracts and how they are put to use in daily life. Essentials of a Valid Insurance Contract Offer and Acceptance: When applying for insurance, the first thing you do is get the proposal form of a particular insurance company...

Flower Mound firefighters help battle wildfires

Fire Departments come together to help a common cause. The Flower Mound Fire Department is among several area departments who have headed west to help battle the wildfires in Montague, Wise and surrounding counties. Four members of Flower Mound's department have spent the last two days in various towns of Montague County, northwest of Denton County, battling a grass fire that has claimed lives and destroyed thousands of acres, as of Friday afternoon. Flower Mound Fire Chief Eric Metzger said 60 members of his department volunteered to go. "Everyone was concerned and wanted to go," Metzger said. "It's just like anyone else in the fire service, they all wanted to help." Flower Mound sent two apparatus operators, a captain and another firefighter to the area on a brush truck and a water tender. Local firefighters, including those from the Lewisville, Carrollton and Lake Cities departments, met in Denton on Thursday afternoon before heading to the Texas Forest ...

Extended Warranties vs Home Appliances

I never buy extended warranties , but this sure sounds like sound logic . This month I want to share with you a little trick that I learned to help choose the best appliances when building your own home . When we built our house I did not know this little gem so we wound up with some new appliances that have not been that great. After a couple of years we started to have some issues with them breaking and the result was having to come up with the cash to repair them. I figured out a great way to tell if an appliance was reliable or not. Here it is in a nut shell: First find the appliance that fits your need and budget. Price the extended warranty on each appliance model that you are interested in. The higher the cost of the extended appliance warranty the lower the reliability and the more costly it is to own over the long term. The insurance companies that back these warranties do studies on the cost of repair and dependability of the models and companies that produce the appliances....