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Showing posts from February, 2009

Giving Gifts and Lowering Taxes

If you give gifts in the course of your business, you can deduct all or part of the cost, but you cannot deduct more than $25 for each business gift that you gave away during the tax year. A gift that is intended for the eventual personal use or benefit of a particular person or class of people will be considered a gift to that person or class of people. If you give a gift to a member of a customer's family, the gift is generally considered to be an indirect gift to the customer. This rule does not apply if you have an independent business connection with that family member and the gift is not intended for the customer's eventual use. Incidental costs, like gift wrapping, packaging, insuring, and mailing, are generally not included in determining the cost of the gift. You cannot deduct gift items that cost less than $4 if they have your name clearly and permanently imprinted on the gift, or if the gift is one of many identical items that you widely distribute, like pens and ca...

Preferred Vendors Worldwide

Are you looking for a " Good Deal " ? Check out these websites - if you would like to be listed on my website on the Preferred Vendor Page - send an email to: wediditagaingroup@yahoo.com Real Estate http://www.robertjrussell. com Insurance - Texas http://www.insurancepriced right.com Expedia.com http://www.dpbolvw.net/tj8 2efolfn265C64C9243848347 Play First - Work Later - Online Video Games! http://www.anrdoezrs.net/i e77uoxuowBFELFDLIBDCHGGCCG Allergy's Be Gone! http://www.jdoqocy.com/nl7 9cy63y5LPOVPNVSLUTQQMSO Auto Insurance http://www.tkqlhce.com/kg1 15kjspjr6A9GA8GD687AD8G97 Eco-Friendly and Green Mattresses http://www.kqzyfj.com/clic k-3293196-10611052 Affordable Dental Insurance Starting at $79 per year ! http://www.dpbolvw.net/446 6uoxuowBFELFDLIBDCFILJHL E-Diet your pounds away! http://www.dpbolvw.net/cli ck-3293196-10426254 Your Complete Faucet Source to Kitchen, Bathroom & more http://www.anrdoezrs.net/c lick-3293196-10512363?cm_m mc=CJ-_-2578830-_-3293196-...

Final Score: $8000 for Homebuyers

Final Score: $8,000 for Homebuyers By Les Christie, CNNMoney.com staff writer First-time purchasers get a tax credit windfall if they buy before December. NEW YORK (CNNMoney.com) -- There's a nice windfall for some homebuyers in the economic stimulus bill signed into law this week by President Obama. First-time buyers can claim a credit worth $8,000 - or 10% of the home's value , whichever is less - on their 2008 or 2009 taxes. A big plus is that the credit is refundable, meaning tax filers see a refund of the full $8,000 even if their total tax bill - the amount of witholding they paid during the year plus anything extra they had to pony up when they filed their returns - was less than that amount. But there has been a lot of confusion over this provision. Adam Billings of Knoxville, Tenn. wrote to CNNMoney.com asking: "I will qualify as a first-time home buyer, and I am currently set to get a small tax refund for 2008. Does that mean if I purchased now that I would get a...

Buyers Can NOW get Home Loans!

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FHA Experts: USDA Loans with ZERO Move-In Financing, along with a $8,000 Tax Credit Ask about this today! ~Zero Move-In with USDA Loans ~ ~ FHA Loans from 530 FICO Score~ These programs are also combined with a $7,500 Tax Credit for any of your Buyers that have not owned a home in the Past 3 Years. Buyers can finance a home loan up to $271,000. We have FHA Investors that will work with Borrowers with No Minimum Score if the following conditions can be met: 1. Borrower must be able to verify Income and Job History 2. The Borrower can have collections and charge-offs, if the actual date of occurrence is over One Year old (preferably Two Years) 3. Borrower must be able to verify good Rental History for at least 12 months 4. The Borrower must have at least 3 Trade-Lines that have a good pay history for the last 12 months, minimum. Alternate credit or trade-lines can be used. 5. No Reserves are required, but as always, they are helpful If you have any questions - please call me Robert J...

Cobra and President Obama

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COBRA Provisions in the American Recovery and Reinvestment Act Congress has passed the American Recovery and Reinvestment Act ("the Act"), and the Act has been signed by President Obama. This communication describes the provisions in the Act that affect COBRA continuation coverage and similar state continuation coverage. Applicability and Effective Date The COBRA changes affect both the federal COBRA provisions and the Public Health Service Act program that provides similar extension benefits for public programs. In addition, however, the subsidy provisions apply to state continuation coverage that is comparable to federal COBRA. That would include so-called "mini-COBRA" state laws that cover groups below the 20 employee threshold for COBRA. To be comparable, the state continuation law must allow the individual to continue substantially similar coverage as was provided under the group health plan at a monthly cost that is based on a specified percentage of the gr...

Tax Credit for Homebuyers

First-time homebuyers who purchase homes from the start of the year until the end of November 2009 may be eligible for the lower of an $8,000 or 10% of the value of the home tax credit . Remember a tax credit is very different than a tax deduction - a tax credit is equivalent to money in your hand, as opposed to a tax deduction which only reduces your taxable income . The tax credit starts phasing out for couples with incomes above $150,000 and single filers with incomes above $75,000. Buyers will have to repay the credit if they sell their homes within three years. To find out more about buying visit http://www.robertjrussell.com Technorati : Buyers , Home Buyers , Robert J Russell , Tax Credit Del.icio.us : Buyers , Home Buyers , Robert J Russell , Tax Credit Zooomr : Buyers , Home Buyers , Robert J Russell , Tax Credit Flickr : Buyers , Home Buyers , Robert J Russell , Tax Credit

Hundreds of Free Clipart Images !

Looking for FREE ClipArt ? Just download the image and use it in your own graphics or on your own website! Backgrounds Backgrounds consist of images that can be used for your website or desktop background. Banner Parts Banner Part clipart are ideal for creating flashy banner advertisement graphics for the web. Banners Banners are pre-made templates ready to use for website banner advertisement. Bullets Bullets are intended for use in lists lists or navigation. Bullets range from arrows to numbered markers. Buttons Contains graphic templates that are ideal to use as buttons for navigation or web forms. Dividers Dividers are used as horizontal or vertical seperators for titles, navigation or content on your site. Flags Our Flags library contains various flags for such things as military, countries, organizations and more. Icons Small images that are typically used to represent data files, software or a computer function. Maps A large selection of Maps for various countries, regi...

Attention REALTORS - Join us for our Webinar

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Technorati : International , International Real Estate , Listings , Luxury , Sellers Del.icio.us : International , International Real Estate , Listings , Luxury , Sellers Zooomr : International , International Real Estate , Listings , Luxury , Sellers Flickr : International , International Real Estate , Listings , Luxury , Sellers

Quotes for the Month

Achievement Quotes ~ CHARACTER "People of character do the right thing, not because they think it will change the world but because they refuse to be changed by the world." -- Michael Josephson "Character is simply habit long continued." -- Plutarch "Judge men not by their opinions, but by what their opinions have made of them." -- Georg Christopher Lichtenberg "You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you." -- Dale Carnegie CLARITY "Winding up unfinished business with another person can give you a great burst of positive energy." -- Brian Tracy "I know the price of success: dedication, hard work and an unremitting devotion to the things you want to see happen." -- Frank Lloyd Wright "What we see depends mainly on what we look for." -- John Lubbock "No man can always be right. So the struggle is to do one...

Home Sweet Retirement Home

With prices down by a third in many markets, it may be time to start shopping for the house you want to end up in. (Money Magazine) -- My wife and I recently swallowed hard and bought a tiny cabin on a prime lake-front lot near the Berkshire hills in western Massachusetts where we'd like to retire one day. (At a later date, we'll build a bigger house.) Were we early, buying before housing prices hit rock bottom? Almost certainly. Are we losing sleep over it? Absolutely not. We love knowing we've locked up a fantastic piece of property at 20% below the asking price - the price it might have fetched a few years ago. Now we're enjoying planning for our retirement in specifics - and meanwhile, spending as much time in our Berkshires retreat as we are able to. If you also dream of retiring to an idyllic waterfront locale, a country plot or an active-adult community, you may similarly find that now is the right time to buy - or at least to start looking in earnest. Prices in ...

International Real Estate Webinar

Would you like to Sell Real Estate in other States ? Or maybe other countries ? Find out how you can get your International Real Estate Certification and attend our Webinar on the following date. Feb-17 at 11am CST - Limited Space Available RSVP to wediditagaingroup@yahoo.com to get your password and Login to attend this 30 minute Informational Meeting ! This is an event you don't want to miss! Technorati : Luxury , Prestige , Real Estate , Robert J Russell , Webinar Del.icio.us : Luxury , Prestige , Real Estate , Robert J Russell , Webinar Zooomr : Luxury , Prestige , Real Estate , Robert J Russell , Webinar Flickr : Luxury , Prestige , Real Estate , Robert J Russell , Webinar

Identity theft victims fight back, bust pizza-purchasing suspect

LEWISVILLE, Texas - Texas ranks fourth in the nation for the number of identity theft victims, according to the latest numbers from the Federal Trade Commission. Most victims range from 18 to 39 years old. But when it came to the case of one Flower Mound couple, they decided to get answers rather than sit back after they became identity theft victims. Ultimately, their actions led to a suspect's arrest. Brad and Sarah Bailey first learned they were targeted after Wells Fargo informed them of suspicious charges to their account. They were charged $70 to Romeo's Pizza. "I was irritated," said Mrs. Bailey. "I was devastated. Right now, the last thing anybody needs is to have money depleted out of their account." The charges didn't end there. They were charged more than once for food they never ordered from the same pizzeria. "I couldn't let it go," Mr. Bailey said. In a search for answers, Mr. Bailey decided to make a visit to Romeo's Pizz...

America's Most Miserable Cities

Lousy weather, long commutes, rising unemployment and high sales tax. Welcome home. Chicago would seem to be on quite a roll these days. The city is a leading contender to host the Summer Olympics in 2016. The hometown Cubs had the most wins of any team in the National League last year and are one of the early favorites to win the 2009 World Series. And, of course, one of its own just became the most powerful person in the world (we're not talking about Oprah either, but she's close). So with all of the good vibes coming out of Chicago , how does it show up as the third worst city on our second annual list of America's Most Miserable Cities? Lousy weather, long commutes, rising unemployment and the highest sales tax rate in the country are to blame for the Windy City being near the top of our list. High rates of corruption by public officials didn't help Misery was up around the country in 2008. Market meltdowns, bank blowups and bailouts and cratering home prices ofte...